DEPOSIT
DEPOSIT

 

Take stock in your financial future with certificates of deposit. CDs are available with flexible maturity terms; the higher the term, the higher the dividend.

  • Regular CDs require $500 minimum deposit.
  • Jumbo CDs require $100,000 minimum deposit.
  • Terms available from 3 to 60 months. Occasionally,
    we offer special terms.
  • Dividends calculated monthly and can be re-invested, credited to another account or paid to you.
  • CDs automatically renew at maturity.
 Rates Effective: Tuesday, December 2, 2008. These rates are subject to change without notice.
Term Rate*

APY

Regular Savings

Below $100

$100-$499

$500+

 

0.00%

0.25%

0.50%

 

0.00%

0.25%

0.50%

IRAs 2.95% 3.00%
Christmas Club 1.98% 2.00%
Vacation Club 1.98% 2.00%

Roam Free Checking

$1,000 - $9,999

$10,000 - $49,999

$50,000+

 

0.15%

0.40%

0.64%

 

0.15%

0.40%

0.65%

Member Select Money Market** 1.48% 1.50%

Pinnacle Select Money Market***

$0-$2,499

$2,500-$99,999

$100,000+

 

0.00%

2.50%

3.50%

 

0.00%

0.00% - 2.52%

2.52% - 3.55%

3 Month Share Certificate**** 1.73% 1.75%
6 Month Share Certificate**** 2.12% 2.15%
9 Month IRA Share Certificate***** 2.95% 3.00%
18 Month Share Certificate**** 2.47% 2.50%
1 Year Share Certificate**** 2.37% 2.40%
2 Year Share Certificate**** 2.61% 2.65%
3 Year Share Certificate**** 3.20% 3.25%
5 Year Share Certificate**** 3.39% 3.45%

 

 

 

* Rates are subject to change without notice. APY accurate as of last dividend declaration date. Except for CDs, rates may change after account is opened, resulting in a new APY.

 

** $5000 minimum balance required for Member Select Money Market Account. Fees for balances below $5000 may reduce earnings on account.

 

*** $2500 minimum balance required for Pinnacle Select Money Market Account. Fees for balances below $2500 may reduce earnings on account. $10 Monthly Maintenance Fee for Pinnacle Select Money Market Account. Fees may reduce earnings on account.

 

**** Minimum $500 deposit required to open a certificate. Penalties apply for early withdrawal. Upon maturity, a 10 calendar day grace period is available to withdraw funds without being charged an early withdrawal penalty.

 

***** Minimum $4,000 deposit required to open this certificate, new money only. Penalties apply for early withdrawal. Upon maturity, a 10 calendar day grace period is available to withdraw funds without being charged an early withdrawal penalty.

 

APY = Annual Percentage Yield